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CA home prices drop for 1st time in 7 years

Corelogic, the Real Estate Data firm, released a report dated April 26th showing that year over year home prices in California dropped for the first time in 83 months.  This home price drop equates to only about $500 or 0.1% in March from last year to this year.  According to…

Market update: Home sales, interest rates, and reverse mortgage payouts.

Californians are used to a roller coaster ride when it comes to their home values.  In the early 2000’s we saw home values start to push higher.  By the mid 2000’s these values accelerated even faster, causing many to speculate in the market.  Putting a down payment on a new…

Condo not FHA approved? You can get a reverse mortgage now.

Condos can be a nice fit for many retirees; there is no yard to maintain, and there is usually a community pool or recreation center, sometimes the condo even sits on a golf course.  Life in a condo can be relaxing and maintenance free.  Often times those in condos think…

Women improve finances after major life events

Women are living longer today than the average man.  According to the National Vital Statistics system an American woman today will live to the age of 81 years old; over 5 years longer than the average man.  As a result of this longer lifespan, may women are learning to take…

Getting Started with Medicare: Comparing Plans

A senior becomes eligible for Medicare every eight seconds. This government-run health insurance plan is a common choice for many people 65 and older, but some are often surprised to learn (sometimes the hard way) about gaps in coverage. For those approaching 65, it’s time to learn about the different…

Get Your Hot Chocolate Fix and Smash Chronic Inflammation at the Same Time

Tis the season for crackling fires, snowball fights, and warm and delicious hot chocolate. But, how do you make yours? Do you rip open a package and pour hot water over something that claims to be hot chocolate? Do you splurge at your favorite coffee shop for a “special” hot…

Proven solutions to stop growing credit card debt

Americans love affair with revolving debt has resumed since the great recession; the Federal Reserve reported that most of this debt acquired has been from credit cards (CC), which hit the 1.027 Trillion mark in March of 2018.   According to Experian credit, the average American now carries a total CC…

Aging in Place? Prepare your home and finances ahead of time

Aging in Place (AIP) is a new name for a traditional concept.  Instead of retiring to a new home, or going to a care facility as you get older, thousands of seniors prefer to prepare their own home to be better suited for them to live comfortably, in a familiar…

How to end spam phone calls for good

You are sitting down to dinner, in the middle of  a project, or have just finished your work and are relaxing for the day when you start getting the phone calls.  Often, a long pause followed by a voice that you can’t quite tell if it is human or a…